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Raymond Singleton-McGuire, a local Boston Landlord for almost 40 years, states; “gone are the days when banks would offer you preferential loan rates if you rented to Housing Benefit tenants!!

The Housing Benefit payment system from your local Council changed many years ago from paying 4 weeks in advance to 4 weeks in arrears, overnight the banks had a change of policy towards Landlords with Housing Benefit tenants.

To make matters worse, a tenant has to be more than 8 weeks in arrears before the Council will forcibly pay the Landlord direct upon application! (that equals a loss of almost 3 months rent).

Furthermore, without notice to the Landlord the tenant can have a change of circumstances, whereby the rent is reduced, put on hold or stopped altogether.

The greatest risk to the Landlord is when the Housing Benefit tenant gives the required one month’s notice and secretly vacates the property the following day; sadly, the Landlord loses out again, as the Housing

Benefit, which is already paid in arrears, terminates immediately the tenant vacates a property. The Landlord is therefore not compensated for the one months notice.

Clearly, if there is such a shortage of rental accommodation and a backlog of around 11 years to house everyone presently on the Council’s waiting list, then certainly the above facts are less than favourable to encourage private Landlords to assist in the local housing dilemma.